The most organized crossbody you could ever have.  Upon opening the flap you have access to 10 card pockets, 3 horizontal pockets, and a pen loop.  Then there is a large zipping pocket that includes a horizontal pocket, a gusset zipping coin pouch, a chap stick pocket, a removable key fob, and ample room for a cell phone and a few other small accessories.  This bag includes a removable 48" crossbody strap, wristlet strap, and fringe tassel.  It has magnets for closure. And 20” fringe